Get in touch:info@npmortgages.orgCall:+1 416-754-8881Visit:2225 Markham Rd Suite 408, Scarborough, ON M1B 2W4, Canada
NP Mortgages logo
Choosing a brokerage

Which Ontario mortgage brokerage should you join?

Every brokerage advertising for mortgage agents right now will tell you they have great training and a great split. The difference shows up in the details: what comes out of your cheque, who sits with you on your first files, and how fast you get paid. Here is an honest way to compare — including us.

What NP Mortgages offers

Licensing course

Mortgage Agent Level 1 course from $358. Book through us and the course fee is reimbursed once you are licensed with NP Mortgages.

Coaching

One-on-one mentorship from top-producing agents, not a recorded onboarding video.

Cost structure

Clear splits and no hidden desk or technology fees. You know what you earn before you sign.

Lender access

Access to our full lender panel, plus an internal matching tool that shortlists products against a real client scenario.

Technology

Agent portal with digital business cards, live rate sheets, calculators, marketing assets and booking tools included.

Schedule

Full-time or part-time. Hybrid support from our Scarborough office or remotely across Ontario.

10 questions to ask any brokerage before you sign

  1. 1What is the exact commission split, and does it change with volume?
  2. 2Are there desk fees, technology fees, compliance fees or E&O charges on top of the split?
  3. 3How quickly am I paid after a deal funds?
  4. 4Who trains me in my first 90 days, and is that person actively writing deals?
  5. 5Is my licensing course cost covered or reimbursed?
  6. 6Do I get leads, or am I expected to source every client myself?
  7. 7Which lenders can I submit to on day one, and which require volume first?
  8. 8What marketing, CRM and rate tools come included versus billed to me?
  9. 9Who owns my client database if I leave?
  10. 10Can I speak to two agents who joined in the last year?
Mortgage agent jobs in Ontario·How to become a mortgage agent·How commission splits work

Talk to us before you sign anywhere

A 15-minute call, no pressure. We'll walk you through the split, the fees, the training and the licensing reimbursement in plain numbers.

Start your application Book a call