NP Mortgages
Purchase

Newcomers to Canada

New to Canada? You can qualify for a mortgage even without a long Canadian credit history. We'll match you with lenders who welcome newcomers.

What to expect

Programs for permanent residents, work permit holders, and international professionals — with as little as 5% down for owner-occupied homes.

  • No Canadian credit history required
  • Work-permit friendly
  • Alternative income documentation
  • Support in multiple languages

You Can Help Them.

Unlike bank employees who work for one lender, mortgage brokers work for your clients. We're licensed professionals with a legal duty to find you the best solution—not push a particular product.

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