NP Mortgages
Purchase

First-Time Home Buyer

Starting your home ownership journey? We'll walk you through down payments, government incentives, and choosing the right rate and term.

What to expect

First homes come with unique programs — the First Home Savings Account, the Home Buyers' Plan, and the First-Time Home Buyer Incentive can all lower your entry cost. We'll help you use every one you qualify for.

  • Down payment as low as 5%
  • FHSA & RRSP Home Buyers' Plan guidance
  • Land transfer tax rebates
  • Education on fixed vs. variable

You Can Help Them.

Unlike bank employees who work for one lender, mortgage brokers work for your clients. We're licensed professionals with a legal duty to find you the best solution—not push a particular product.

Get Started