01
Underwriting and file review
Support with income, documents, lender fit, and conditions — so your files keep moving.
For experienced agents & financial institution mortgage specialists
Your clients deserve a stronger team behind every deal.
From file review and lender fit to Filogix guidance and private lending options, NP Mortgages gives experienced agents the support to move their deals forward — even when they get complicated.
Based in Scarborough Supporting agents across the GTA
A team behind your dealsReal people, real guidance
Hands-on underwritingA second set of eyes
GTA-based teamLocal expertise, broader options
When a deal gets complicated
Who has your back?
You know your clients, but brokerage systems and lender requirements keep changing. We give experienced agents the people, process, and options to keep their files moving.
02
Filogix and workflow coaching
Hands-on guidance for agents transitioning into brokerage systems.
03
Lender and private options
Help assessing available paths for your deal, including private and alternative options.
04
Competitive splits
A clear, confidential discussion based on your experience, production, and support needs.
A clearer process
From first review to funded.
A straightforward workflow so you know what's next, and who's working with you.
- 01
Review & strategy
We review your file and identify the best options.
- 02
Lender fit
We match your deal with the right lender or private solution.
- 03
Support & submit
Hands-on guidance with Filogix and documentation.
- 04
Toward funding
Work through conditions to keep your client's deal moving.
Two paths. One stronger team.
Built for where you are and where you want to go.
Whether you're working inside a financial institution or already an experienced Level 2 agent, NP Mortgages gives you more resources, more options, and a team in your corner.
For mobile mortgage specialists
Branch to brokerage, without the leap of faith
You spend two weeks gathering T4s and building trust, then the file dies internally over an overtime calculation or a 44% TDS. Here, that file doesn't die — it pivots.
- Side-by-side Filogix coaching on your first files
- An underwriter pre-checks your GDS/TDS and income docs
- Your client book stays yours — no quota reset in January
For experienced agents
Moving from another brokerage
Bring your book to a team that actually works the file with you when conditions, income, or timing get complicated.
- Complex deal guidance when a lender says no
- Strategic support to grow your business
The difference is in the details
How the support compares
Every financial institution and brokerage is different. Here's how typical setups compare when a file gets complicated.
Swipe the table sideways to compare columns →
| Support | Financial institution specialist | Self-directed brokerage | NP Mortgages |
|---|---|---|---|
| Product and lender choice | One credit policy, one product shelf | Full access, but you research every option yourself | 40+ A, B and alternative lenders, with a team helping you match them |
| When a file is declined | The deal ends and the client walks across the street | You restart the search on your own time | You pivot the same file to another lender and keep the client |
| File review | Handled internally, often outside your control | Usually on your own | An underwriter checks income, documents, and conditions before submission |
| Software guidance | Internal financial institution systems you can't take with you | Learn Filogix and lender portals alone | Hands-on Filogix and workflow coaching, file by file |
| Who owns your clients | The financial institution keeps the database and the renewal call | Yours, with no one helping you keep them | Your book is yours, and we help you keep it growing |
| Private lending access | Generally not available | You source and vet options yourself | Alternative and private paths we help you assess |
Let's talk
Tell us about the deals you want to do.
We'll have a confidential conversation about your background, the kind of support you're looking for, and how NP Mortgages can help you grow.
Request a confidential conversation
Tell us about your background and the support you're looking for.