How Much Home Can You Afford?

Slide the values to match your situation. We stress-test at 6.19% and apply GDS 39% / TDS 44% caps.

Annual income$95,000.00

20,000500,000

Co-borrower's annual income$0.00

0500,000

Down payment$75,000.00

0500,000

Amortization

Province

Interest rate

Monthly debt payments$400.00/mo

05,000

Heat and electricity$150.00/mo

0800

Annual property taxes$4,200.00/yr

020,000

Monthly condo fees$0.00/mo

02,000

Include lifestyle expenses

Max home price

$458,094.89

Stress-tested at 6.19%

Estimated monthly payment: $2,062.52
Mortgage amount: $383,094.89
Mortgage insurance (2.80%): $10,434.49
Down payment: $75,000.00
GDS ratio: 32.4% / 39%
TDS ratio: 37.4% / 44%

Get pre-qualified

Estimates only. Actual approval depends on credit, property, and lender guidelines.

You Can Help Them.

Unlike bank employees who work for one lender, mortgage brokers work for your clients. We're licensed professionals with a legal duty to find you the best solution—not push a particular product.

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